Every weekend I have a tremendeous increase of sales on my little shop. This mean about 100 – 200 transactions per day.

Using my 1 : 10 ratio means that I must have an equal stock enough to cover 1000 – 2000 transactions. This means that I should have enough capital to handle the situation.

I could just stick to my regular stock but usually I ended up in a mess during the next monday. I have to lost almost 50 percent deals during my opening hour. I have to rush to the grocer or distribution agent to fill my shop with the ideal stock needed.

Watching your business grow no matter how small, no matter how slow, no matter what people is laughing or underestimate you. Is a proud thing to do. Just look forward and reach your goals, one small step at a time.

Asset is one of the most important means of financial building. Asset is something that you own and can create money for you. For example, a shop, a rent room or house, rent car, anything that produce some money for you, that also include websites or blogs.

The opposite of assets are liabilities. It is something that constantly cost you money on maintenance and upgrades. This include, expensive house, electronic items, cars or transportation, non productive cellphones, so many more.

Asset can be used as emeregency fund, you can use when you need money, and it can be summoned when you need some amount of money. My small shop for example, when I need an emeregency fund equal to my 1 month salary, I just have to wait about 4 days to get it. But then I must return the fund to the shop investment whenever I get the chance, or I can pay parts by parts. My shop is becoming like a small bank for me.

So how to really grow asset?

1. Start a small business. A business is a perfect tools to grow asset. My mom have a small diner and some rent rooms, my sister have a small diner, and a marble design business, my brother like me has a small shop selling cellphone credits and vouchers. And it really work, not much, but it work.

2. Stop creating debts. Debt is the most thing that prevent you from relaxing. Debt can be so frustrating. And it is only making you trapped in an endless race.

3. Live frugal. You don’t have to prove your self to anyone. They don’t care about your money, or your success, or your achievement.  So relax, live the life the way you really want it.

Of course there are many longer explanation, but I’m not an expert, I just share what I have done, and maybe, just maybe it can work for you .