Many times we expect world leaders to make big action or decision regarding the world climate, but why don’t we start from our self. It doesn’t have to be big or massive. It can be small and easy.

1. Declutter, less junk for everyone. If we are being honest to our self, we don’t need so many things to own, we don’t need that big house, we don’t need more than one TV, or one car.

2. Less water. Stop abusing clean water as the supply is getting smaller and smaller. There are stil many area in the world where people don’t have access to clean water.

3. Less consuming, less buying. Each time you buy something, you are automatically create garbage out of plastic bag, boxes, manual books, and many more. Buy things you really need and really important for you.

Well it is just a small contribution to the world blog action day 2009, I am not a good writer, so I just type whatever pop up in my head. Remember that this year blog action day is the October 15.

Asset is one of the most important means of financial building. Asset is something that you own and can create money for you. For example, a shop, a rent room or house, rent car, anything that produce some money for you, that also include websites or blogs.

The opposite of assets are liabilities. It is something that constantly cost you money on maintenance and upgrades. This include, expensive house, electronic items, cars or transportation, non productive cellphones, so many more.

Asset can be used as emeregency fund, you can use when you need money, and it can be summoned when you need some amount of money. My small shop for example, when I need an emeregency fund equal to my 1 month salary, I just have to wait about 4 days to get it. But then I must return the fund to the shop investment whenever I get the chance, or I can pay parts by parts. My shop is becoming like a small bank for me.

So how to really grow asset?

1. Start a small business. A business is a perfect tools to grow asset. My mom have a small diner and some rent rooms, my sister have a small diner, and a marble design business, my brother like me has a small shop selling cellphone credits and vouchers. And it really work, not much, but it work.

2. Stop creating debts. Debt is the most thing that prevent you from relaxing. Debt can be so frustrating. And it is only making you trapped in an endless race.

3. Live frugal. You don’t have to prove your self to anyone. They don’t care about your money, or your success, or your achievement.  So relax, live the life the way you really want it.

Of course there are many longer explanation, but I’m not an expert, I just share what I have done, and maybe, just maybe it can work for you .

Incredible Fight, competitive combat between Mayweather and Marquez, displaying the real spirit of boxing.

But in the end Mayweather is so overwhelming, the technique, the shot, the footwork, everything is perfect. He is surely making a great comeback after short retirement.