Saka Guru Panca is an architectural design studio based on Surabaya, Indonesia. It name came from an element of traditional Javanese House called Joglo. Saka Guru also means the prime pillars. Panca means five. It represents Sholat as the prime pillars of Islam. The fuse between the two culture of Javanese and Islam give us an idea to put the name as our corporate identity.

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The mass credit problems has stroke the United States to a crisis. This due to a bad finacial planning among United States Families. Many families are in danger of loosing their homes due to bad mortgage choice. An uncontrolled behaviour of spending money is also the cause of this bad situation.

The uprising of global oil price is a big problem to USA as the number one oil consumer. If this continue there will be chances of America going back to an economy crisis. USA holds an important role in the global economy.

If your family needs information about comparing bad credit offers, the kind of information is available on the internet. From information of home loans, to the information of credit relief. The people of USA are wellknown as a big spender. So, you might want to reconsider your financial habits.

Cut your spending on dining out, have only one car, one cable TV line, economical entertainment, healthy food, and so many other things that would improve your life in general.

Looks and appereance is an important thing to your confidence. Building confidence is also coming handy in life. It could help in your social interaction. And this equal both to men and women. Paying attention to your appereance detail is the key.

A fashionable mens wallet, passport covers, or travel wallets, could lift up your appereance. So, maybe you want to impress the ladies?

Attending parties, invitations, or just friendship gathering like watching cable boxing, or football, may sometime requires confidence. Looking good, although not too sharp, but at just the right line.

I am not much of a party goer my self. I prefer quiet and tranquility in my room while reading books, or wrting my blogs.